With this digital era, getting funds is now as easy as you could imagine. Long gone are the days when people used to line up at bank halls to apply for the loans. These loans could take decades to be processed. Loan apps such as Tala have really come to our rescue.

In my previous article, I gave a full list and  reviewed the top loan apps in Kenya to get loans in less than five minutes. Tala (Formerly Mkopo Rahisi) app was one of them. To get a loan from Tala, all you need to have is an android smartphone which can access Google Playstore.

After installing the application on your device, you will then take less than 2 minutes to submit your details. These details includes your phone number and your government issued identity card number.

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After signing up on Tala, you can then apply for the loan amount of your choice. Beginners can get access for a loan up to  Ksh.1000. If you have good CRB rating, your funds will be sent to your Mpesa line in less than 5 minutes.

Repaying the Tala loan is very easy; it is repaid via M-pesa Paybill number 851900, account number is your phone number. The more you repay your loans without delays, the more you increase your borrowing figure.

If you have a smartphone and ,would like to try the app, use this link to head over to Google Playstore and download it in to your phone.

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